SoFi Checking & Savings: Earn Up to $735 Bonus With New Account

New SoFi Checking & Savings account holders can pocket up to $737 in combined signup bonuses by stacking two separate offers. How the bonus breaks down: $400 from SoFi — earned by setting up a qualifying direct deposit of $5,000+ within the 30-day evaluation period $337 from Swagbucks — available when you open a new SoFi account through the Swagbucks offer page SoFi Direct Deposit Bonus Tiers: | Direct Deposit Amount (30-day window) | Cash Bonus | |---|---| | $1,000 – $4,999 | $50 | | $5,000 or more | $400 | Key requirements: Must be a new SoFi Checking & Savings customer First deposit must be a qualifying direct deposit (from employer, payroll, or benefits provider via ACH) of at least $400 Account must be opened within 45 days of starting the offer Cannot be combined with other enrollment bonuses or referral rewards Swagbucks bonus will show as pending for 32 days SoFi bonus is credited within 14 days after the 30-day evaluation period ends Account perks: Up to 3.80% APY with qualifying direct deposit 1.00% APY without direct deposit No monthly maintenance fees Nationwide availability Soft credit pull only The SoFi bonus offer expires 12/31/2026. Be sure to follow all tracking and direct deposit requirements carefully to qualify for both bonuses.

New SoFi Checking & Savings account holders can earn up to $400 directly from SoFi, plus an additional $335 through Swagbucks — for a combined total of up to $735 in signup bonuses. This offer is available nationwide and requires a qualifying direct deposit. How the SoFi bonus tiers work: $50 bonus with direct deposits totaling $1,000–$1,999 $100 bonus with direct deposits totaling $2,000–$4,999 $300–$400 bonus with direct deposits of $5,000+ Cashback portal bonuses (as of 7/21/26): Swagbucks：$335 !image.png Rakuten: $250 TopCashBack: $200 Key account details: No monthly fees Soft credit pull only (no hard inquiry) No credit card funding No household limit listed Bonus paid within 14 days after the 25-day evaluation period ends How to qualify: Open a new SoFi Checking & Savings account through a cashback portal (e.g., Swagbucks) to stack bonuses Set up qualifying direct deposit (must be from an employer, payroll, or benefits provider via ACH — P2P transfers and personal bank transfers do not count) Receive at least $5,000 in qualifying direct deposits within 25 days of your first deposit to earn the maximum SoFi bonus SoFi will credit the bonus within 14 days after the evaluation period closes Things to keep in mind: SoFi is known to be strict about what qualifies as a direct deposit — employer/payroll ACH only The bonus may be reported as miscellaneous income (Form 1099-MISC) if it meets the IRS threshold Existing SoFi customers who have never set up direct deposit may also be eligible

Score a massive $715 cash bonus when you open a new SoFi checking and savings account! This incredible welcome offer combines multiple promotional opportunities: $250 direct deposit bonus - Set up qualifying direct deposits Additional cashback rewards through partner platforms like Swagbucks and MyPoints High-yield savings rates - Earn competitive interest on your deposits No monthly fees - Keep more of your money FDIC insured - Your deposits are protected up to $250,000 To maximize your bonus: Open your account through qualifying partner links Complete the required direct deposit within the specified timeframe Maintain minimum balance requirements Take advantage of additional cashback opportunities SoFi's digital banking platform offers mobile check deposits, budgeting tools, and seamless money management features. Perfect timing to switch banks and earn serious cash!

Score easy money with this SoFi Invest promotion through Rakuten! Open a new investment account and earn $100 cash back or 10,000 MR points with minimal effort. How to claim: Sign up for SoFi Invest via Rakuten Make initial deposit of $100 or more Wait 32 days for reward to post Keep funds in account for 30 days minimum Key details: New SoFi Invest users only No trading required (unlike Swagbucks offer) Reward posts as pending for 32 days Early withdrawal may forfeit bonus This is one of the simplest brokerage bonuses available - perfect for those wanting easy cash without complex requirements. Much better than previous offers that required $1,000+ deposits!

Score a sweet $100 bonus when you open a new Go2Bank account via Swagbucks and complete a qualifying direct deposit. This digital banking offer is back and available nationwide with no monthly fees. Key Requirements: Open Go2Bank account through Swagbucks Complete direct deposit of $100 or more Earn 10,000 Swagbucks points (equivalent to $100) No monthly maintenance fees Available across all 50 states Why This Deal Rocks: Zero monthly fees with direct deposit Quick digital account opening Bonus tracks as taxable income May potentially stack with referral bonuses This is a solid bank bonus opportunity for those looking to earn easy money with minimal requirements. Just set up your direct deposit and watch the bonus roll in.

First Merchants Bank offers up to $600 for new personal checking customers who live in Indiana, Ohio or Michigan. The offer has no listed expiration date. $300 for setting up at least $500 in direct deposits per month within the first 90 days Another $300 for keeping a $15,000 minimum daily balance during the qualification period Enroll with promo code FMBSEM26 online or ask a banker Soft credit pull; ChexSystems is checked $25 monthly fee, avoidable; closing within six months forfeits the bonus One per household; existing or recently closed FMB checking customers are not eligible