
First Commonwealth Bank: Earn Up to $400 Bonus with New Checking Account
Earn Up to $400 Bonus
Apply coupon code at checkout:
FCB400
Deal details
First Commonwealth Bank is offering a cash bonus of up to $400 when you open a new personal checking account. No direct deposit is required, and the account can be opened online, by phone, or in person.
How to Earn the Bonus
- Open a new personal checking account using promo code FCB400 and order a debit card.
- Make 10 debit card transactions within 60 days of opening to earn $200.
- Also deposit $2,000 or more within 60 days to earn an additional $200, for a total bonus of $400.
Eligibility Requirements
- Must reside in a First Commonwealth Bank market: PA, OH, IN, KY, or WV.
- Limited to one checking bonus per customer.
- Not eligible if you had an existing First Commonwealth personal checking account before this one, or if you received a promotional credit from First Commonwealth in the past 12 months.
Account Fees
- Hometown Checking carries a $2/month service fee, which is waived when you enroll in eStatements.
- No early account closing fee.
This is a two-tier bonus with straightforward requirements. The first $200 only requires 10 debit card transactions — no minimum deposit needed. Adding $2,000 in deposits unlocks the full $400. The account is low-cost and easy to manage, making this a solid regional bank bonus for residents of the eligible states. Offer expires November 30, 2026.
About this product
First Commonwealth Bank Hometown Checking Account
- Account type: Personal checking
- Monthly fee: $2 (waived with eStatement enrollment)
- No early account closing fee
- Debit card included
- Available in PA, OH, IN, KY, WV
- Soft credit pull only
- No direct deposit requirement
- No credit card funding
- Brand
- First Commonwealth Bank
- Retailer
- FCB
Note:
- •Prices and availability may change without prior notice
- •Check the retailer's website for the most current pricing
Common questions
- Do I need a coupon code?
- Yes. Enter FCB400 at checkout on FCB and confirm the discount shows before you pay.
- When does this deal end?
- It's listed to end November 30, 2026, but FCB can end it sooner or sell out.
Shopping guides
- Beauty Advent Calendars 2026: Which Ones Are Worth the Money (and How to Pay Less)The 2026 beauty advent calendars from Ulta, Sephora, Macy's, Target, e.l.f., Charlotte Tilbury and more, compared by price, doors and full-size count. How to see through the "worth $440" claim, which calendars are good value, and how to buy them for less before they sell out.
- Holiday Gift Card Bonus Deals 2026: Which Offers Are Live, and the Fine Print That Decides Their ValueBuy $50 in gift cards, get a $10 bonus card: the 2026 holiday offers confirmed so far (Outback, Applebee's, BJ's, Lucille's, Lawry's), what last year's looked like, and how to get the full value out of a bonus card you can't use until January.
Related Deals

Chime Checking: $180 Bonus via Swagbucks with 2 Direct Deposits
Swagbucks is paying a $180 bonus for opening a new Chime checking account through its offer page. The bonus is tied to direct deposit. Must be a new Chime member and sign up through the Swagbucks offer Needs 2 consecutive qualifying payroll direct deposits of $200 or more each Use the same email on Swagbucks and Chime, and allow time for the reward to post One completion per user Chime is a fintech company, not a bank; banking services come from partner banks (FDIC-insured). Chime has been known to close accounts without explanation, so avoid parking large balances there.

Chase Secure Banking: $175 Checking Bonus for New Customers
New Chase customers can earn a $175 bonus by opening a Chase Secure Banking checking account and completing the qualifying transactions. You can open online or at a branch. No minimum deposit to open No overdraft fees $0 monthly service fee for ages 17-24 Direct deposit may arrive up to two business days early Check Chase's terms for the exact transaction requirements and deadline.

Albert: Free $1,000 in Stock After a $1,000 Deposit (Nationwide)
Albert is offering up to $1,000 in free stock to new Albert Investing customers, up from $200 earlier. Requirements: Create an Albert account and sign up for any Albert subscription tier Open an Albert Investing account Deposit at least $1,000 within 90 days of opening it Keep a subscription active for 6 months from account creation The six-month hold can reportedly be shortened by referring 3 eligible friends, though a report suggests that referral option may have been removed. Available nationwide, with no ChexSystems check and no monthly fees listed on the account. Check the terms on Albert's page before signing up, as the offer may change or expire without notice.

First Merchants Bank $300 or $600 Checking Bonus (IN, OH, MI Only)
First Merchants Bank offers up to $600 for new personal checking customers who live in Indiana, Ohio or Michigan. The offer has no listed expiration date. $300 for setting up at least $500 in direct deposits per month within the first 90 days Another $300 for keeping a $15,000 minimum daily balance during the qualification period Enroll with promo code FMBSEM26 online or ask a banker Soft credit pull; ChexSystems is checked $25 monthly fee, avoidable; closing within six months forfeits the bonus One per household; existing or recently closed FMB checking customers are not eligible

$500 Bonus for Opening a Mercury Business Checking Account
Mercury, a banking platform for startups and small businesses, is offering a $500 bonus to new business checking customers who deposit $5,000 within the first 90 days. Available nationwide No direct deposit requirement and no monthly fees No expiration date listed Bonuses are taxable income Open an account

$300 Bonus When You Open an Axos Bank Checking Account
Axos Bank is offering a $300 cash bonus (paid out as $50/month over six months) when you open a new CashBack Checking & Best Savings bundle account by December 10, 2026. How to Earn the Bonus Visit the Axos Bank offer page and open a new CashBack Checking & Best Savings bundle. Enter promo code AX300 during signup. Set up a qualifying direct deposit of at least $1,500/month into your Axos Checking account each monthly statement cycle. Maintain an average daily balance of at least $5,000 each monthly statement cycle. Meet all requirements for up to six consecutive months to collect the full $300. Key Details Bonus amount: Up to $300 ($50 per qualifying month) Availability: Nationwide Monthly fees: None Credit inquiry: Soft pull only Credit card funding: Not allowed Household limit: None Early closure fee: Up to $300 if account is closed before 120 days Things to Note The account must remain open and in good standing when each monthly bonus is paid. Bonus cash is considered taxable income and may be reported on IRS Form 1099-MISC. Customers who have held a primary Axos Bank checking account within the past 12 months may be ineligible. Stacking with other promotions (e.g., Swagbucks) is not officially permitted per the terms, though it has worked for some users in the past.