Albert: Free $1,000 in Stock After a $1,000 Deposit (Nationwide)

First Merchants Bank offers up to $600 for new personal checking customers who live in Indiana, Ohio or Michigan. The offer has no listed expiration date. $300 for setting up at least $500 in direct deposits per month within the first 90 days Another $300 for keeping a $15,000 minimum daily balance during the qualification period Enroll with promo code FMBSEM26 online or ask a banker Soft credit pull; ChexSystems is checked $25 monthly fee, avoidable; closing within six months forfeits the bonus One per household; existing or recently closed FMB checking customers are not eligible

Mercury, a banking platform for startups and small businesses, is offering a $500 bonus to new business checking customers who deposit $5,000 within the first 90 days. Available nationwide No direct deposit requirement and no monthly fees No expiration date listed Bonuses are taxable income Open an account

Axos Bank is offering a $300 cash bonus (paid out as $50/month over six months) when you open a new CashBack Checking & Best Savings bundle account by December 10, 2026. How to Earn the Bonus Visit the Axos Bank offer page and open a new CashBack Checking & Best Savings bundle. Enter promo code AX300 during signup. Set up a qualifying direct deposit of at least $1,500/month into your Axos Checking account each monthly statement cycle. Maintain an average daily balance of at least $5,000 each monthly statement cycle. Meet all requirements for up to six consecutive months to collect the full $300. Key Details Bonus amount: Up to $300 ($50 per qualifying month) Availability: Nationwide Monthly fees: None Credit inquiry: Soft pull only Credit card funding: Not allowed Household limit: None Early closure fee: Up to $300 if account is closed before 120 days Things to Note The account must remain open and in good standing when each monthly bonus is paid. Bonus cash is considered taxable income and may be reported on IRS Form 1099-MISC. Customers who have held a primary Axos Bank checking account within the past 12 months may be ineligible. Stacking with other promotions (e.g., Swagbucks) is not officially permitted per the terms, though it has worked for some users in the past.

Citibank is currently running multiple cash bonus tiers for new checking account holders, ranging from $325 all the way up to $4,000 depending on your deposit level. Bonus Tiers Tier 1 – $325 Bonus (Enhanced Direct Deposit) Open a new Citi checking account and enroll directly through the offer page Complete at least 2 Enhanced Direct Deposits totaling $3,000 or more within 90 days of account opening Tier 2 – $500 / $2,000 / $4,000 Bonus (New Funds Deposit) Deposit new-to-Citibank funds within 45 days of account opening Maintain the required minimum balance for an additional 45 days (days 46–90) $30,000 minimum → $500 bonus $200,000 minimum → $2,000 bonus $1,000,000 minimum → $4,000 bonus Key Requirements & Notes Must not have held a Citi checking account in the past 365 days Must be at least 18 years old Available nationwide Uses a soft pull only (no hard credit inquiry) Monthly fee is $12, waived each month with $250+ in Enhanced Direct Deposits (note: rising to $1,000 effective January 1, 2027) No early account termination fee Account can be funded with up to $1,000 via debit card Bonus is considered taxable income Referral Bonus Existing Citi customers can refer friends and earn $100 per successful referral. The referred person still qualifies for the standard bonus. Savings Account Stacking (Select States) In states like NY, CT, NJ, DC, VA, MD, CA, and NV, you may be able to pair this offer with a Citi savings account earning competitive APY through the Citi Premium Boost program: 3.50% APY for Citi Priority 4.00% APY for Citigold 4.35% APY for Citigold Private Client Offer Tracker Track your progress in the Citi app: Services → Rewards & Upgrades → Explore Rewards → Select checking account

Charles Schwab is offering new Investor Checking account holders a cash bonus of up to $1,000 when they deposit qualifying new funds. The promotion runs through November 10, 2026. Bonus Tiers: Deposit $25,000–$49,999 → earn $250 Deposit $50,000–$99,999 → earn $500 Deposit $100,000+ → earn $1,000 Key Requirements: Open a new Schwab Investor Checking account linked to a Schwab One brokerage account Funds must be new-to-Schwab (transferred from an external institution) Account must be funded by November 10, 2026 Qualifying balance must be maintained through December 25, 2026 Available to new checking customers only (both new and existing brokerage clients eligible) No direct deposit required, no monthly fees, no early termination fee Credit check is a soft pull only Things to Keep in Mind: The Schwab checking account earns only 0.01% interest, so the bonus is the primary return Funds tied up for ~50–60 days translate to roughly 6.25%–7.5% APY equivalent Deposited funds must come from outside Schwab; internal transfers do not qualify The bonus is paid within 1–2 statement cycles after requirements are met May be reported on an IRS Form 1099; consult a tax advisor The Schwab checking account is also well-regarded for unlimited ATM fee reimbursements worldwide

E*Trade is offering a $400 cash bonus when you open a new Max-Rate Checking account and meet the direct deposit requirements. This is an increase from the previous $300 offer. How to earn the bonus: Visit the offer page and open a new Max-Rate Checking account online. Enter promo code MAXRATE26 at account opening. Set up and receive at least two direct deposits of $1,500 or more each within 90 days of opening. The $400 bonus will be deposited into your account once both requirements are fulfilled. Key details: Available nationwide to U.S. residents No monthly fees on the Max-Rate Checking account No minimum initial deposit required to open Account must be funded within 90 days to remain open Not eligible if you have or had a checking or Max-Rate Checking account with E*Trade in the last 12 months For joint accounts, only the primary account holder qualifies for the bonus Cannot be combined with other checking offers Offer expires January 10, 2027 Note: Bank account bonuses are considered taxable income. E*Trade also currently has a separate $400–$800 savings bonus available.