American Express Checking Account $250 Welcome Bonus - Limited Time
Earn $250 Bonus
Score a $250 cash bonus when you open a new American Express Rewards Checking account! This nationwide offer is perfect for existing AmEx cardholders looking to maximize their banking benefits.
Requirements:
- Open account by January 31, 2026
- Complete $5,000+ in qualifying direct deposits within 90 days
- Must be an existing AmEx cardholder with 3+ months tenure
Account Benefits:
- No monthly fees
- Soft credit pull only
- Nationwide availability
- No minimum balance requirements
This is a solid opportunity to earn easy cash while enjoying fee-free banking. The direct deposit requirement can typically be met through payroll, government benefits, or other qualifying transfers.
Note:
- •Prices and availability may change without prior notice
- •Check the retailer's website for the most current pricing
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Related Deals
$300 Cash Bonus with American Express Checking Account - Direct Deposit Required
American Express is back with an enhanced checking account welcome bonus! Open a new personal Rewards Checking account and earn a $300 cash bonus when you complete qualifying direct deposits. Key Requirements: Complete $7,500 in direct deposits within 90 days of opening Available nationwide for personal accounts only No monthly maintenance fees Soft credit pull only Account Benefits: Zero monthly fees FDIC insured Integration with Amex rewards ecosystem Mobile banking and digital tools This offer represents a $50 increase from the previous $250 bonus, making it one of the more competitive checking account promotions available from major financial institutions.
Chase $900 Checking + Savings Bonus — Extended to January 2027
Chase is offering a combined bonus of up to $900 when you open both a new checking and savings account. Here's how the bonus breaks down: $300 for opening a Chase Total Checking account and receiving a qualifying direct deposit within 90 days $200 for opening a Chase Savings account, depositing $15,000 or more in new money within 30 days, and maintaining that balance for 90 days $400 extra when you complete both the checking and savings requirements above How to get started: Visit the Chase offer page (try incognito mode) Open both a Chase Total Checking and Chase Savings account simultaneously Set up a qualifying direct deposit to the checking account within 90 days Deposit $15,000 in new funds directly into the savings account within 30 days and keep it there through day 90 Bonuses are paid within 15 days of completing each requirement Key details to know: Available nationwide, online or in-branch No minimum direct deposit amount required for the checking bonus Only a soft credit pull — no impact on your credit score Chase does not pull ChexSystems Monthly fee for checking is $12 (waivable with $500/month in direct deposits, $1,500 daily balance, or $5,000 average combined balance) Monthly fee for savings is $5 (waivable with $300 daily balance or a recurring $25+ auto-transfer from Chase checking) Bonus is taxable and reported on IRS Form 1099-INT Must wait 2 years from last coupon enrollment date before doing this again Offer expires January 27, 2027 Tips: Deposit the $15,000 directly into the savings account — transferring from checking first may put the savings bonus at risk. You can safely close the accounts after receiving the bonuses, as there is no early termination fee.
First Commonwealth Bank: Earn Up to $400 Bonus with New Checking Account
First Commonwealth Bank is offering a cash bonus of up to $400 when you open a new personal checking account. No direct deposit is required, and the account can be opened online, by phone, or in person. How to Earn the Bonus Open a new personal checking account using promo code FCB400 and order a debit card. Make 10 debit card transactions within 60 days of opening to earn $200. Also deposit $2,000 or more within 60 days to earn an additional $200, for a total bonus of $400. Eligibility Requirements Must reside in a First Commonwealth Bank market: PA, OH, IN, KY, or WV. Limited to one checking bonus per customer. Not eligible if you had an existing First Commonwealth personal checking account before this one, or if you received a promotional credit from First Commonwealth in the past 12 months. Account Fees Hometown Checking carries a $2/month service fee, which is waived when you enroll in eStatements. No early account closing fee. This is a two-tier bonus with straightforward requirements. The first $200 only requires 10 debit card transactions — no minimum deposit needed. Adding $2,000 in deposits unlocks the full $400. The account is low-cost and easy to manage, making this a solid regional bank bonus for residents of the eligible states. Offer expires November 30, 2026. View Offer Page
SoFi Checking & Savings: Earn Up to $735 Bonus With New Account
New SoFi Checking & Savings account holders can earn up to $735 in combined signup bonuses — $400 directly from SoFi plus $335 from Swagbucks. How the Bonus Breaks Down SoFi direct bonus: Up to $400 when you set up qualifying direct deposits within 45 days Swagbucks bonus: $335 for opening a new account through Swagbucks Combined total: Up to $735 SoFi Direct Deposit Bonus Tiers | Direct Deposit Amount (30-day window) | Cash Bonus | |---|---| | $1,000 – $4,999 | $50 | | $5,000 or more | $400 | Key Requirements Must be a new SoFi Checking & Savings customer First deposit must be a qualifying direct deposit of $400 or more Complete the offer within 45 days of account opening Cannot be combined with other enrollment or referral bonuses Swagbucks reward pends for 31 days; SoFi credits within 14 days after the evaluation period Account Highlights Earn up to 3.80% APY with qualifying direct deposit activity Members without direct deposit earn 1.00% APY No monthly maintenance fees Nationwide availability; soft credit pull only The SoFi bonus offer expires 12/31/2026. Be sure to follow the Swagbucks tracking steps carefully to ensure both bonuses are credited.
SoFi Checking & Savings: Up to $735 in Signup Bonuses ($400 from SoFi + $335 via Swagbucks)
New SoFi Checking & Savings account holders can earn up to $400 directly from SoFi, plus an additional $335 through Swagbucks — for a combined total of up to $735 in signup bonuses. This offer is available nationwide and requires a qualifying direct deposit. How the SoFi bonus tiers work: $50 bonus with direct deposits totaling $1,000–$1,999 $100 bonus with direct deposits totaling $2,000–$4,999 $300–$400 bonus with direct deposits of $5,000+ Cashback portal bonuses (as of 7/21/26): Swagbucks：$335 !image.png Rakuten: $250 TopCashBack: $200 Key account details: No monthly fees Soft credit pull only (no hard inquiry) No credit card funding No household limit listed Bonus paid within 14 days after the 25-day evaluation period ends How to qualify: Open a new SoFi Checking & Savings account through a cashback portal (e.g., Swagbucks) to stack bonuses Set up qualifying direct deposit (must be from an employer, payroll, or benefits provider via ACH — P2P transfers and personal bank transfers do not count) Receive at least $5,000 in qualifying direct deposits within 25 days of your first deposit to earn the maximum SoFi bonus SoFi will credit the bonus within 14 days after the evaluation period closes Things to keep in mind: SoFi is known to be strict about what qualifies as a direct deposit — employer/payroll ACH only The bonus may be reported as miscellaneous income (Form 1099-MISC) if it meets the IRS threshold Existing SoFi customers who have never set up direct deposit may also be eligible
Earn Up to $1,500 Cash Bonus with a New Citi Checking Account
Citibank is handing out generous cash bonuses to new checking account holders — with multiple tiers available depending on how much you deposit and how you fund the account. Here's a breakdown of what's on the table: Bonus Tiers Available: $325 bonus — Make at least 2 Enhanced Direct Deposits totaling $3,000+ within 90 days of opening $475 bonus — Make at least 2 Enhanced Direct Deposits totaling $5,000 within 90 days (limited to NY, CT, MD, VA, DC, CA, NV, NJ, and select FL/IL markets; extended through 10/22/26) $500 bonus — Deposit new-to-Citi funds and maintain a $30,000 minimum balance for 45 days after the initial 45-day funding window $1,500 bonus — Same structure as above but requires a $200,000 minimum balance How to Grab the $325/$475 Bonus: Open a new eligible Citi Checking account directly from the offer page Enroll in the offer during the application process Complete at least 2 Enhanced Direct Deposits (payroll, pension, Social Security, Zelle, Venmo via ACH, etc.) within 90 days Hit the required deposit threshold for your chosen tier For the $475 Offer Specifically: Use this dedicated link (try incognito if it doesn't load) Only available in select states/markets Key Things to Know: Must not have held a Citi checking account in the past 365 days Monthly fee is $12 but waived each month you receive $250+ in Enhanced Direct Deposits No early account termination fee Only a soft credit pull — no impact on your credit score Bonuses are treated as taxable income You can also refer a friend and earn an extra $100 per referral Power Move: In eligible states (NY, CT, NJ, DC, VA, MD, CA, NV), stack the checking bonus with a Citi savings account promo offering 3.7% APY for the first 3 months. Open the savings account within 45 days of your checking account opening for maximum benefit.