$250 Bonus: Capital One 360 Checking Account (No Direct Deposit Required)

Earn a Free $300 Just for Banking with Capital One 360 Capital One is handing out a $300 cash bonus to new 360 Checking account holders — and it's one of the easiest bank bonuses around. Couples or partners can each grab one for a combined $600 windfall. How to Claim Your $300 Bonus Open a new Capital One 360 Checking account using promo code OFFER300 Set up and receive at least 2 direct deposits of $500 or more each within 75 days of opening Sit back — your $300 bonus will be deposited within 135 days of account opening Key Details No monthly fees and no minimum balance required Bonus is available nationwide The direct deposit requirement is flexible — many users report that ACH transfers from other accounts can qualify No early termination fee if you decide to close the account after earning the bonus Who Is NOT Eligible? Anyone who has or had an open 360 Checking, Simply Checking, or Total Control Checking account with Capital One as a primary or secondary holder on or after January 1, 2024 This is a no-brainer if you're eligible — zero fees, easy requirements, and a solid $300 payout.

Wells Fargo is offering a $500 bonus for opening a new Everyday Checking account and receiving $1,000+ in qualifying direct deposits within 90 days. It's available nationwide and runs through Jan 12, 2027. How to qualify: Open the account through the Wells Fargo offer page so the bonus code is attached. Receive a total of $1,000 or more in qualifying electronic deposits (ACH direct deposit, RTP/FedNow instant payments, or Visa/Mastercard push credits) within 90 days. The bonus posts within 30 days after you meet the requirement. Good to know: Not available if you received a Wells Fargo consumer checking bonus in the past 12 months. The $15 monthly fee is waived with $500+ in monthly qualifying deposits, a $1,500 daily balance, or if the owner is 17-24. Transfers, Zelle, mobile and branch deposits don't count. The bonus is taxable.

Swagbucks is paying a $180 bonus for opening a new Chime checking account through its offer page. The bonus is tied to direct deposit. Must be a new Chime member and sign up through the Swagbucks offer Needs 2 consecutive qualifying payroll direct deposits of $200 or more each Use the same email on Swagbucks and Chime, and allow time for the reward to post One completion per user Chime is a fintech company, not a bank; banking services come from partner banks (FDIC-insured). Chime has been known to close accounts without explanation, so avoid parking large balances there.

New Chase customers can earn a $175 bonus by opening a Chase Secure Banking checking account and completing the qualifying transactions. You can open online or at a branch. No minimum deposit to open No overdraft fees $0 monthly service fee for ages 17-24 Direct deposit may arrive up to two business days early Check Chase's terms for the exact transaction requirements and deadline.

Albert is offering up to $1,000 in free stock to new Albert Investing customers, up from $200 earlier. Requirements: Create an Albert account and sign up for any Albert subscription tier Open an Albert Investing account Deposit at least $1,000 within 90 days of opening it Keep a subscription active for 6 months from account creation The six-month hold can reportedly be shortened by referring 3 eligible friends, though a report suggests that referral option may have been removed. Available nationwide, with no ChexSystems check and no monthly fees listed on the account. Check the terms on Albert's page before signing up, as the offer may change or expire without notice.

First Merchants Bank offers up to $600 for new personal checking customers who live in Indiana, Ohio or Michigan. The offer has no listed expiration date. $300 for setting up at least $500 in direct deposits per month within the first 90 days Another $300 for keeping a $15,000 minimum daily balance during the qualification period Enroll with promo code FMBSEM26 online or ask a banker Soft credit pull; ChexSystems is checked $25 monthly fee, avoidable; closing within six months forfeits the bonus One per household; existing or recently closed FMB checking customers are not eligible